AP Capital

Private Money financing for construction projects. Construction loans obtaining financing for the construction of a residential or commercial property. Rates can be anywhere from 10-15% depending on various factors affecting the risk of the project. The preferred loan to value (LTV) on new construction loans is in generally 50-80%. The terms available for a construction loan ranges from 6 to 18 months. In some cases, extensions on the term of the loan may be granted, in some scenarios if as long as regular payments are being made and the loan is current.
Finding the priority funding and have the experience to work with the title agencies to get the job done.

Types of Construction Loans

Borrower Types

• Unfinished Construction

• Broken Priority Loans

• Single Family Constr

• Luxury SFR Construction

• Lot Development

• Individual

• Trust and Estate

• LLC, Corporations, and
Partnerships

• Foreign Nationals

Construction Lending Program

After Repair Value (ARV)	90%
Fixed Interest Rate	10.5%-18%
Term	6-12 Months
Full Amortization	360/360 P/I
Interest-Only mortgage	Monthly payments
Type	1-4 units, Condo, SFR, Town-homes
Fixed Term	60 Months
Finance Amount	Min $50,000 - 50M
Loan Fee	2%
Asset and Borrower Based Lending	Appraisal and Real Estate Asset
Down Payment	10%
Basis for Loan Approval	Income, tax returns, financials, real estate assets, Proof of Funds Down Pmt
Option to Extend Term	Interest Rate increases
FICO	No Set Minimum
Prepayment Penalty	Prepay 12 months - 24 months

Programs with alternative credit:
Foreclosures, NODs, Bankruptcy, and Bad Credit
Foreign national ITIN Number-Individual Taxpayer

Construction Loan REQUEST

REHAB - FIX AND FLIP LOANS

We understand the frame time period to determine the schedule for getting the flip completed, as it is an important process for the next flip or rehab for the goal timeline. Designed for residential property investors as well as Owner Occupied. We provide reliable access to capital at rates lower than most hard money or private lenders. Our loans feature competitive terms and is a speedy and trans-parent close process with dedicated help at every step of the way, rehabbing that the purpose of the Rehabitation Programs is to address.
Restore, Rehab, Home & Design > Architecture Coach
To help this category of buyers find a house worth altering, we understand the time frame. Want to restore it. Rehabbing: Redifining Function of area architects, restoration companies, or designers that have done work.
Property Type: 1-4 residential units (condos, townhomes & PUDs)
Loan Amount: ($50,000 minimum), Up to $50,000,000

Basis: As-is Value or After Repair Value (ARV)
Rehab: Up to 100%; Max 40% of total loan
Rehab Holdback: Based of ARV
Rate Type: Fixed Interest Only

Borrower Types

Types of Land Properties

• Individual

• Trust and Estate

• LLC, Corporations, and
Partnerships

• Foreign Nationals

• Urban

• Suburban

Rehab Lending Program

After Repair Value (ARV)	80%
Fixed Interest Rate	10.5%-18%
Term	6-12 Months
Full Amortization	360/360 P/I
Interest-Only mortgage	Monthly payments
Type	1-4 units, Condo, SFR, Town-homes
Fixed Term	60 Months
Finance Amount	Min $50,000 - 50M
Loan Fee	2%
Asset and Borrower Based Lending	Appraisal and Real Estate Asset
Down Payment	20%
Basis for Loan Approval	Income, tax returns, financials, real estate assets, Proof of Funds Down Pmt
Option to Extend Term	Interest Rate increases
FICO	No Set Minimum
Prepayment Penalty	Prepay 12 months - 24 months

*Up to 75% LTV for loans exceeding $750k

Programs with alternative credit:
Foreclosures, NODs, Bankruptcy, and Bad Credit
Foreign national ITIN Number-Individual Taxpayer

Call today for your Loan Application or click here for the qualification form.

Rehab Loan REQUEST