AP Capital

AP Capital Financial provides loans on raw land . Undeveloped Land Loans, in major metropolitan areas city limits. Land loans (A-D credit, bankruptcies and foreclosures), $50K-$50M , higher amounts may be considered up to 80% LTV. 2-5 year balloon and private money rates/terms. We offer several different creative, short-term financing options for real estate investors, builders, operators and developers. We lend nationwide and specialize in construction and development loans. Max LTV is 80%. Average loan size is between $100K-$2M.
Lending Territory: NATIONWIDE.

Flexibility: Understanding that not all borrowers and properties are alike, the structure of your land loan financing is very important unique.

Purchase - Refinance - Cash out: It may sound trivial but, the type of transaction makes a huge difference as to the rate and terms, if offered, of the land loan.

Borrower Types
• Individual

• Trust and Estate

• LLC, Corporations, and
Partnerships

• Foreign Nationals

Raw Land Lending Program
Purchase - Refinance - Cash Out:

Loan To Value (LTV)	50%-80%
Fixed Interest Rate	10.5%-18%
Term	6-12 Months
Full Amortization	360/360 P/I
Interest-Only mortgage	Monthly payments
Type	1-4 units, Condo, SFR, Town-homes
Fixed Term	60 Months
Finance Amount	Min $50,000 - 50M
Loan Fee	2%
Asset and Borrower Based Lending	Appraisal and Real Estate Asset
Down Payment	20%-50%
Basis for Loan Approval	Income, tax returns, financials, real estate assets, Proof of Funds Down Pmt
Option to Extend Term	Interest Rate increases
FICO	No Set Minimum
Prepayment Penalty	Prepay 12 months - 24 months

Programs with alternative credit:
Foreclosures, NODs, Bankruptcy, and Bad Credit
Foreign national ITIN Number-Individual Taxpayer

Call today for your Loan Application or click here for the qualification form.

Loan REQUEST